ARecurring DepositThat Builds Financial Independence

Save just ₹120 a month for 66 months and build a stronger financial future. Earn 8% p.a. interest while enjoying accidental insurance cover up to ₹25,000, an overdraft facility against your savings, and access to SMBG training programmes—created exclusively for women members.

SMBG linked recurring deposit overview
Monthly Savings Discipline
8% Interest p.a.
Insurance Protection Included
SMBG Ecosystem Benefits

Numbers That Matter for Your Financial Growth

See how our trusted services, wide reach, and member satisfaction make a difference in every financial journey.

₹ 120

Monthly Deposit

Accessible entry amount

66

Tenure

66 Months long-term disciplined savings

400K+

Women Beneficiaries

Across SMBG network

Why This Recurring Deposit Is Different

Savings Designed for Women Members

At ₹120 a month, the entry point is within reach of nearly every household - and 66 months of steady saving builds something that lasts.

Part of the SMBG Financial Ecosystem

Beyond savings, members gain access to insurance, credit facilities, and development programmes under the SMBG framework.

Benefits of SMBG linked recurring deposit

Key Benefits of SMBG-Linked Recurring Deposit

This Recurring Deposit goes beyond interest earnings. It supports long-term financial security, responsible borrowing, and personal development for women members.

  • Assured Interest Returns

    Earn interest at 8% p.a. on your accumulated savings, credited as per scheme terms at maturity.

  • Accidental Insurance Cover

    Eligible members receive accidental insurance cover of up to ₹ 25,000, adding a layer of financial protection.

  • Overdraft Facility

    Members may avail overdraft facilities up to 75% of their accumulated savings at applicable rates.