Grow Your Savings withFixed Depositsup to 10.15% p.a.

Book your Fixed Deposit once and know exactly what you'll receive at maturity. Choose a tenure from 12 months to 6 years, lock in your declared interest rate, and enjoy stable, assured growth without market risk.

Fixed Deposit account overview on mobile banking app
Up to 10.15% Interest P.A.
Assured Returns
Flexible Tenure Options
Reliable Financial Solutions

Numbers That Matter for Your Financial Growth

See how our trusted services, wide reach, and member satisfaction make a difference in every financial journey.

10.15%

Interest p.a.

Declared fixed returns

250+

Branches Nationwide

Accessible across India

100K+

Trusted Members

Long-standing relationships

Why Fixed Deposits with Sahayog Work

Certainty You Can Rely On

With a Sahayog Fixed Deposit, your returns are fixed at the time of booking. You know exactly what you will receive at maturity-making financial planning simple and dependable.

Illustration highlighting fixed deposit benefits

Key Benefits of Fixed Deposits

Sahayog Fixed Deposits are structured to support disciplined saving-offering stability, flexibility, and transparent terms for members at every stage of life.

  • Flexible Deposit Tenures

    Choose a tenure that aligns with your financial goals, ranging from short-term needs to long-term savings plans.

  • Income or Growth Options

    Opt for regular interest payouts for steady income, or reinvest interest to receive a higher amount at maturity.

  • Safe & Transparent

    Your deposits are managed under cooperative finance norms, with clear terms stated upfront.

Know Exactly How Much Your Fixed Deposit Will Grow

Lock in a fixed return on your lump-sum investment and see your total interest and maturity value instantly.

1

Choose Your FD

Select Fixed Deposit to calculate how your one-time investment will grow.

2

Enter Your Amount & Tenure

Specify how much you plan to invest and for how long.

3

See Your Final Value

Know exactly how much interest you will earn and what you will receive at maturity.

Fixed Deposit - Calculator

Amount:

₹5,00,000

5K
20L
40L
60L
80L
1Cr

Five Lakh

Tenure
YearsMonths

Interest Earned @ 11%

₹4,231*
Deposited Amount
₹5,00,000
Interest Earned
₹55,000
Maturity Amount
₹5,55,000
# Interest Rate @ 10.15%

* Approximate monthly interest. Actual returns may vary slightly.

# Terms and conditions apply# Deposits are at your own risk

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Frequently Asked
Questions

The minimum FD tenure is 12 months, with flexible maturity options thereafter.

Sahayog offers attractive FD interest rates up to 10.15% P.A as per RBI guidelines and cooperative banking policy. Rates vary by tenure.

Yes. You can avail a Loan Against Deposit of up to 80% of your FD value while continuing to earn interest. Loan amount may vary by tenure.

Yes, premature withdrawals are permitted, but interest may be adjusted as per cooperative bank policies.

In 2026, most leading banks in India offer Fixed Deposit (FD) rates ranging from 6.25% to 8.60% p.a. for general citizens, while senior citizen rates can go up to 9.50% p.a. in select schemes. Rates vary based on institution type, tenure, and deposit terms.

At Sahayog Multistate Credit Co-op Society Ltd., we offer an attractive up to 10.15% p.a. return on our 13-month fixed deposit tenure, providing customers with a competitive investment option designed to help maximize returns while supporting financial growth.

Yes. Sahayog Fixed Deposits are designed with a strong focus on security, transparency, and responsible financial practices, helping members invest with confidence while enjoying attractive returns.

As with any financial investment, customers should review applicable terms, tenure details, and policies before investing.

Deposits are at your own risk. Sahayog Multistate is a registered cooperative society under the Multi-State Cooperative Societies Act, 2002, and is not covered by DICGC deposit insurance. Interest rates and product features are subject to change. Verify current rates and terms directly with Sahayog Multistate before investing. This article is for informational purposes only and does not constitute financial advice.