Monthly IncomeScheme for Reliable

Enjoy the confidence of a regular monthly income while keeping your principal investment intact. With Sahayog's Monthly Income Scheme, you receive dependable monthly interest payouts, making it an ideal choice for managing everyday expenses and maintaining financial stability.

Monthly Income Scheme overview on mobile banking app
Monthly Interest Payouts
Long-Term Stability
Safe & Assured Returns
Senior-Friendly Scheme

Numbers That Matter for Your Financial Growth

See how our trusted services, wide reach, and member satisfaction make a difference in every financial journey.

1 Year

Minimum Tenure

Designed for income continuity

250+

Branches Nationwide

Accessible support across India

50K+

Trusted Members

Long-standing savings relationships

Why Choose a Monthly Income Scheme

Predictable Monthly Cash Flow

Receive interest every month to help manage household expenses with confidence. Enjoy predictable monthly payouts and assured returns without worrying about market fluctuations.

Security with Long Term Planning

With a structured long-term tenure, your savings remain secure while generating consistent income, ideal for retirement and family planning.

Illustration highlighting monthly income scheme benefits

Key Benefits of Monthly Income Scheme

Sahayog's Monthly Income Scheme balances income reliability with capital protection-making it a dependable choice for members who prioritise stability.

  • Regular Monthly Income

    Interest is paid every month, helping you manage routine expenses with confidence.

  • Designed for Stability

    A longer tenure supports disciplined planning and uninterrupted income over time.

  • Built for Retirees & Families

    A monthly payout that works like a second pension.

Know Exactly How Much Monthly Income You Will Receive

Calculate your regular interest payouts and see the total value of your investment over time.

1

Choose Monthly Income Scheme

Select MIS to calculate the income your investment will generate.

2

Enter Investment & Tenure

Provide how much you will invest and for what duration.

3

See Your Monthly Earnings

Know exactly how much income you will get and the total value at maturity.

Monthly Income Scheme - Calculator

Amount:

₹5,000

5K
20L
40L
60L
80L
1Cr

Five Thousand

Tenure

Interest Rate @ 7.99%

₹33*
Deposited Amount
₹5,000
Interest Earned
₹400
Maturity Amount
₹5,400
 

* Approximate monthly interest. Actual returns may vary slightly.

# Terms and conditions apply# Deposits are at your own risk

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Faq's

Frequently Asked
Questions

The Monthly Income Scheme requires a minimum 12-months deposit period.

monthly-income-scheme is ideal for senior citizens, pensioners, women, and retirees seeking a steady monthly income.

Yes, you receive monthly payouts without needing to break your principal deposit.

Yes, monthly-income-scheme is backed by Sahayog's cooperative framework, ensuring safety and transparency.

Deposits are at your own risk. Sahayog Multistate is a registered cooperative society under the Multi-State Cooperative Societies Act, 2002, and is not covered by DICGC deposit insurance. Interest rates and product features are subject to change. Verify current rates and terms directly with Sahayog Multistate before investing. This article is for informational purposes only and does not constitute financial advice.