A Joint Liability Loan is a financial product taken out by multiple individuals, where each borrower is jointly and individually responsible for repaying the total loan amount. This means that if one borrower defaults, the remaining borrowers must still ensure the loan is repaid. This type of loan is particularly beneficial for individuals seeking to borrow a larger sum but may not qualify on their own. It also allows borrowers to share the responsibility of repayment, making it a practical option for collaborative financial efforts.

Sahyog Multi State Credit Co-op. Society Ltd. offers a specialized financial assistance loan aimed at women in both rural and urban areas. In this scheme, the responsibility for repayment lies with both the individual member and the group as a whole. Our objective is to empower women to pursue small and medium businesses, ultimately enhancing their standard of living and fostering economic progress.